Paying for School

How to Finance Your Education

Now is a critical time to get the skills you need to make a difference in the lives of others and your own. Here's what you need to know about paying for school. Please note that tuition may be funded through a number of different sources.

Tuition and Fees

Tuition and fees are subject to change each year, effective May 1. The following schedule of tuition per credit is effective for the academic year 2023/2024 beginning with the summer semester 2023.

Annual Cost of Attendance

MA in Clinical Mental Health Counseling On-Campus
Total # of credits 60
Tuition per credit $1,245
Student Fees Fall/Spring $525
Student Fees Summer $250
Graduation Fee $500
Estimated Annual Program Tuition and Fees
Based on a student taking 31 credits in Year 1


All applicants who apply for the MA in Clinical Mental Health Counseling will be considered for a merit scholarship up to $10,000.

In addition, William James College offers the following scholarships for which applicants and enrolled students may choose to apply. Please review each scholarship for application details and eligibility.

Serving the Mental Health Needs of the Underserved Scholarship

2/3 of total tuition cost

Learn More

Leaders in Diversity and Resilience Fellowship Program

$32,500 per year

Learn more

Cynthia Lucero Scholarship

$15,000 per year

Learn More

Behavioral Health Initiative

Tuition reduction to $950 per credit

Learn More

Read More about additional scholarship opportunities for William James students

Grant-Supported Practica and Internships

William James College has been awarded funding from the Health Resources and Services Administration (HRSA). Students may be eligible to receive practicum or internship stipends.

Behavioral Health Workforce Education and Training (BHWET) Program for Professionals

For students with a commitment to serving children, adolescents, and transitional-aged youth.

Learn More

Child and Adolescent Mental Health Initiative (CAMHI)

For students who are committed to providing culturally responsive services to children, adolescents, and transitional aged youth in underserved communities.

Learn More

Financial Aid

Financial aid includes federal loans, federal work study and private loans.

The first step in applying for financial aid is to complete your Free Application for Federal Student Aid (FAFSA) in order to be eligible for federal loans. The form is available each year online at after October 1. Our school code is G21636. Please note that international students are not eligible for federal loans.


WJC Cohort Default Rate. The national Average is 7.3%

Please review our financial aid guidelines to learn more

Our Financial Aid Office hosts a bi-monthly webinar on the financial aid process. We encourage you to attend or watch a previously recorded webinar. If you have any questions, please email

Watch our webinar to learn about the financial aid process at William James College and your options for financing your education. This 30-minute presentation is a previously recorded webinar that provides important information and frequently asked questions about the process.

Payment Plans

William James College, in partnership with Nelnet Campus Commerce, offers interest-free monthly installment plan options for the fall, spring and summer semesters. There is a one-time setup fee to Nelnet Campus Commerce per semester. The fee is $50 in the fall and spring semesters and $30 in the summer. Students may enroll in a 4-month plan for the fall and spring semesters and a 3-month plan for the summer. Payments are due in September, January and April depending on the semester plan that you are enrolled in. It is the student's responsibility to ensure the budgeted amount to NELNET will pay their William James College student account in full. The final payment for the semester must pay that semester in full.

Paying Back Your Loans

Many graduates have participated in income-based loan repayment plans and loan forgiveness programs. These programs are regulated by the government and can change quickly.  The latest information can be found on