Paying for School

How to Finance Your Education

Now is a critical time to get the skills you need to make a difference in the lives of others and your own. Here's what you need to know about paying for school. Please note that tuition may be funded through a number of different sources.

Tuition and Fees

Tuition and fees are subject to change each year, effective May 1. The following schedule of tuition per credit is effective for the academic year 2023/2024 beginning with the summer semester 2023.

BS in Psychology and Human Services
Total # of credits 60
Tuition per credit $500
Student Fees Fall/Spring $265
Student Fees Summer $125
Graduation Fee $500


In addition to our affordable tuition rate of only $500 per credit, all applications will be reviewed for institutional scholarships of up to 30% of tuition on the basis of need and merit.

William James College Scholarships for Partners

Students from partner community colleges and organizations automatically qualify for a 30% tuition discount.

Learn More

Financial Aid

Financial aid includes federal loans, federal work study and private loans.

The first step in applying for financial aid is to complete your Free Application for Federal Student Aid (FAFSA) in order to be eligible for federal loans. The form is available each year online at after October 1. Our school code is G21636. Please note that international students are not eligible for federal loans.


WJC Cohort Default Rate. The national Average is 7.3%

Please review our financial aid guidelines to learn more

Our Financial Aid Office hosts a bi-monthly webinar on the financial aid process. We encourage you to attend or watch a previously recorded webinar. If you have any questions, please email

Watch our webinar to learn about the financial aid process at William James College and your options for financing your education. This 30-minute presentation is a previously recorded webinar that provides important information and frequently asked questions about the process.

Payment Plans

William James College, in partnership with Nelnet Campus Commerce, offers interest-free monthly installment plan options for the fall, spring and summer semesters. There is a one-time setup fee to Nelnet Campus Commerce per semester. The fee is $50 in the fall and spring semesters and $30 in the summer. Students may enroll in a 4-month plan for the fall and spring semesters and a 3-month plan for the summer. Payments are due in September, January and April depending on the semester plan that you are enrolled in. It is the student's responsibility to ensure the budgeted amount to NELNET will pay their William James College student account in full. The final payment for the semester must pay that semester in full.

Paying Back Your Loans

Many graduates have participated in income-based loan repayment plans and loan forgiveness programs. These programs are regulated by the government and can change quickly.  The latest information can be found on